# Fintech 3.0: Now Is The Best Time To Build In Crypto

**Author:** Harj Taggar
**Type:** Video
**URL:** https://www.ycombinator.com/library/Mv-fintech-3-0-now-is-the-best-time-to-build-in-crypto
**YouTube ID:** Pdne9xaRLUc

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We are entering the era of Fintech 3.0. Regulatory clarity, growing consumer adoption, and low-cost chains have paved
the way for a golden age of building in crypto — and at YC, Base, and Coinbase we want to fund builders to seize this
moment.

In this episode of Main Function, YC's Harj Taggar and Base's Jesse Pollak sat down to discuss what kinds of companies
they're most excited to see, why this is such an exciting time in crypto, and what the future could look like onchain.

More on our latest RFS: <https://www.ycombinator.com/blog/build-onchain>

