Agent Skills: money-review-skeptic

Review a business plan from the perspective of a hostile devil's advocate. Asks: what kills this in month 6? What's everyone politely not mentioning? Outputs a verdict — EXISTENTIAL RISK / SOLVABLE RISKS / LOW-RISK / WRONG QUESTION. Use after the investor/customer/operator reviews are done, as the final gauntlet before committing real time and money. Triggered by: 'skeptic review', 'devil's advocate', 'what would kill this', 'red team this', '泼冷水', '杀手在哪'.