Agent Skills: fia-product-analyzer

Comprehensive analysis framework for Fixed Indexed Annuities (FIAs). Use when analyzing, comparing, or evaluating FIA products including surrender charges, index options, crediting methods, riders, commissions, and suitability. Creates detailed product profiles with 40-question suitability assessments and LLM-friendly scoring methodology. Use for internal product analysis, client suitability determination, or when building product comparison documents.